Terms and Conditions

1. Acceptance of Terms

By accessing or using any part of the Zaylumen website or services ("Services"), you agree to be bound by these Terms. If you do not agree to these Terms in full, you must not access or use the Services. Zaylumen reserves the right to update or modify these Terms at any time, and continued use of the Services following any changes constitutes acceptance of the revised Terms.

2. Eligibility

You must be at least 18 years of age and capable of forming a legally binding contract to use the Services. By using the Services, you represent and warrant that you meet these requirements and that any information you provide to Zaylumen is accurate, current, and complete.

3. Description of Services

Zaylumen provides AI-powered data analysis and decision-support tools intended to assist users with evaluating information relevant to investment and business decisions. The Services are provided as a tool to support your own independent judgement and do not constitute financial, legal, tax, or investment advice.

• No Guarantee of Outcomes Zaylumen does not guarantee any particular result, return, or outcome from use of the Services.
• Not Licensed Advice Nothing produced by the Services should be construed as advice from a licensed financial adviser, broker, or legal professional.
• Informational Purpose Only All outputs, reports, and analysis generated through the Services are provided for informational purposes only.

4. User Accounts

Certain features of the Services may require you to register for an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Zaylumen promptly of any unauthorised use of your account or any other breach of security.

5. Acceptable Use

You agree not to misuse the Services. Prohibited conduct includes, without limitation:

• Unlawful Activity Using the Services for any purpose that is unlawful or prohibited under these Terms.
• Reverse Engineering Attempting to reverse engineer, decompile, or extract the underlying models, algorithms, or source code of the Services.
• Interference Interfering with or disrupting the integrity or performance of the Services or any related systems.
• Unauthorised Access Attempting to gain unauthorised access to the Services, other accounts, or associated systems or networks.

6. Subscription and Payment

Where the Services are offered on a paid or subscription basis, applicable fees, billing cycles, and payment terms will be presented to you at the time of purchase or sign-up. Fees are generally non-refundable except where required by law or expressly stated otherwise. Zaylumen reserves the right to change pricing with reasonable notice.

7. Intellectual Property

All content, software, design elements, trademarks, and other intellectual property associated with the Services are owned by or licensed to Zaylumen. Except as expressly permitted, you may not copy, modify, distribute, sell, or lease any part of the Services without prior written consent from Zaylumen.

8. Third-Party Data and Links

The Services may incorporate data, links, or content from third-party sources. Zaylumen does not control and is not responsible for the accuracy, completeness, or reliability of any third-party data or content, and inclusion of such material does not imply endorsement.

9. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Zaylumen does not warrant that the Services will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the maximum extent permitted by law, Zaylumen and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunity arising from or related to your use of, or inability to use, the Services, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Zaylumen, its affiliates, and their respective officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Services or your violation of these Terms.

12. Termination

Zaylumen may suspend or terminate your access to the Services at any time, with or without notice, for conduct that Zaylumen believes violates these Terms or is otherwise harmful to other users or to Zaylumen. You may discontinue use of the Services at any time.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Zaylumen operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

14. Changes to These Terms

Zaylumen may revise these Terms from time to time. Material changes will be reflected by an updated "last revised" date on this page. It is your responsibility to review these Terms periodically for updates.

15. Contact

Questions regarding these Terms should be directed through the contact channels listed on our Contact page.

This document is a general template and is provided for reference purposes only. It does not constitute legal advice and should be reviewed and customised by a qualified professional prior to use.